As we all live in consumption oriented societies where spending lots of money is every day issue,we might as well pull our breaks from time to time and try to reverse the process. Saving money can be hard thing to do, but making that very first step can make so much difference for you.
Here are some tips and tricks on how you can save more money and ease your future. Maybe none of these tricks will be life-changing, but they can make quite a difference over time if you’re able to implement more than one.
Some of these suggestions are easy to implement, while others will require more regular effort. Still, they’re all pretty simple and anyone can do them if you put your mind to it.
Bank Interest Rates
Do some bank research. Find out which bank offer better interest rates on your savings, or if you have necessity of having credit cards, at least investigate their interest rate. You don’t want to end up with huge monthly installments. If it is possible – avoid credit cards.
TV And Commercials
TV has become an instrument for selling ads on so many products you don’t even need. Don’t get involved with those flashy offerings. Reconsider what are your basic needs and stick to them. It is easy to be driven to spend more than you actually need.
Don’t get caught in this marketing trick. Keep the basics low.
Collection As Passion
Don’t collect items of questionable value. If you want to recoup some of the money you’ve already spent on collectible items, you can start selling them now and use those funds for your set financial goals.
Start selling unwanted items.
If you want to save some money, you can start making your own gifts instead of buying them. There are variety of choices of that.
You can make candles, food mixes or fresh-baked bread, cookies, soap and all kinds of things at home quite easily and inexpensively.
These make spectacular gifts for others because they involve your personal touch. You can also include a personal handwritten note with the gift.
You will be genuine.
Wright A List Before Shopping
Before you go shopping – wright a shopping list and stick to it. It is so easy to get carried away and to by stuff you don’t even need. Wasting money is easy. Keeping it is a hard task to do.
Have Friends Over
Going out to eat ruins your food budget and your entertainment budget in one. It is always cheaper to stay in with friends and come up with your own entertainment.
Instead of hitting town, host a dinner with your friends. You can play cards, sit around a fire pit, or watch movies with your guests.
You’ll all save money – and you’ll have a blast.
Instead of throwing clothes away, you can crosscheck if they need some corrections which you can always arrange with your tailor.
Empty your closet and go through it thoroughly. You’ll find plenty of items that are reparable and you don’t need to hit the store and buy new ones.
Check the closet from time to time.
Money On Children Entertaining
When you have kids, money are just flying away. You can do some reverse job on this, for example-entertaining at home.
Crafting is the best thing to do and you can use yours and their creativity on making things out from your own home supplies. You’d be surprised when you’ll see what you can do with all that stuff you have and don’t need anymore.
You can always play ball in the backyard, go to the park or plant a garden. You can teach them to ride a bike without training wheels.
Finally, you will realize that TIME is all they want from you, not your stuff. Having your own home games will create more money in your pocket and plenty of joy in their hearts.
For God sake – quit smoking. It isn’t just bad for your health – it is bad for your pocket as well. Sit one day and calculate how much money you are wasting on cigarette packs every day. Multiply it by monthly spending and you’ll see how much money you turn into smoke.
Quit smoking your money!
Go Easy On Electricity
It is not necessary in each room where you are not staying,lights to be switched on. Calculate by voltage of 1 light bulb, how much money you are burning in unnecessary lightened rooms.
Turn off the lights where they are not needed.
This is a great thing to do to de-clutter your home and garage and turn oldies into fresh money. You will be amazed how much money your junk was worthed.
If you want to cut down on energy usage while you’re not at home – install a programmable thermostat. By setting it to heat or cool your home while you are away, you can ensure that you save money in the process.
It is a smart thing to do.
You should definitely avoid stress spending. Don’t go shopping when you are in a bad mood. Rather stay home, heal and then go with a clear head.
Step back and wait a bit. Reconsider the urge of shopping. Is your bad mood worth while spending so much money on things you probably have? No.
The mall might be a fun place for people, but it can also be packed with a lot of temptation. That’s why you should avoid the mall unless you actually need to purchase something.
Window shopping can be a torture when you’re on a budget. If you need some entertainment try other things to do. A good walk outdoors or a good movie can easily replace your regular mall shopping adventures.
If you live in a big house and you have a lot of unused space, it is smart thing if you rent it. You will earn some money and not waste it on bills anymore.
Does every magazine subscription is necessary? I think not. I think that you do it as inherited habit. Do you really read all of those magazines? No.
Use internet instead to find what you want to read about. It is for free!
Re-use Of Leftovers
Don’t throw away food. There are so many recipes of what you can create as a meal out of leftovers. Do not throw food. Think of people who don’t have food on their table each day.
Bless the food you have!
It is good if you learn to fix things on your own and not to have a plumber each time a simple rubber need to be changed.
You can find on You tube everything you need to know about small home fixing stuff. But – when it comes to electricity or some major things – DON’T DO IT ON YOUR OWN!
Gardening Fruits And Veggies
If you do have a home with a large back yard, you can plant your own fruits and veggies and enjoy the produce of your own work. It is much more pleasurable to pick a fresh fruit from your tree or lettuce from your garden then to buy it.
You’ll have both pleasures – your own produce and money saving!
These tips are not so difficult to implement. Try and you will see how your pocket is much thicker than earlier.
If you do have some suggestions on this subject, feel free to wright it in the comments part. Make the list longer!