Credit Card And Modern Living
Can you imagine yourself today not using your credit card at all?
It doesn’t matter whether it is a debit or credit one.
Modern society is pushing its use and close is the day when it will replace paper money. Still, when you use your payment card in specific ways, you should be careful since fraudulent is always present near us.
There a couple of ways you should pay attention to and if anything seems suspicious enough to you – don’t use it.
To which specific ways we refer?
On Line Shopping And Https Webs
If a website offers purchase and it is not registered as https site, think twice before putting your card numbers there. https sites use certificate that is encrypting communication between server and your computer.
The “S” is a protocol for secure communication over a computer network. It is secured authentication of the visited website and protection of privacy the of the exchanged data.
When you see a URL with “https” it means that the site is secure and it is OK to use your payment card.
Don’t E-mail Your Credit Card Number
Before you decide to click on any link, look for peculiar things like spelling mistakes, strange English language or suspicious logos.
Street Charity Approaches
Like every big city, there are a lot of fund-raising and donation projects running on the streets.
Many of them attempt to collect donations for different causes like child welfare, environment or pet care…just to mention few of them.
They usually ask for your name to attribute donation to a person but if they want your payment card number-just walk away!
People are targeted based on their emotions and empathy, but don’t “buy” it. Ask for their bank account to donate money if you want, or ask for their organisation name to check their existence on the web.
Don’t Give It Over Phone Conversation
Why? Because you don’t know to whom you are speaking to.
You also don’t know who is listening the conversation, whether someone else is on the line(attached)or, people around you.
Someone might walk away with your numbers. Don’t risk it!
How many times you have given your card number when you have ordered food?
Get the idea?
Rather pay in cash!
Don’t Overuse Your Card
Don’t get lost in using your credit card over and over increasing your debt.
Purchase in a way you can afford it-limit yourself otherwise you’ll end up paying huge interest rates on the amount not returned as installment.
Purchasing On Public Wi-Fi Network
Public Internet or any Internet without password protection is hazardous for your cards.
Because sensitive personal information like passwords, credit card number or any kind of personal data might be stolen by anyone trying to break through the network.
Wait until you are over a secure connection before laying down any sensitive information, passwords or payment card numbers.
You should delete Wi-Fi networks from any of your devices that aren’t yours, and make sure to secure your Wi-Fi connection with a unique, private password.
It is also recommended, not to use any Wi-Fi connections that are not secure, as for example coffee shops Wi-Fi, free Wi-Fi in the airport, unless you do it over a secure VPN connection.
Don’t Purchase On A Public Computer
Why it is card hazardous? Because on a public computer devices there may be installed software, for main purpose to record all of your keystrokes.
They also might contain malware combined with other tools to steal your information.
With one word, you shouldn’t use your credit card on a website you have accessed to from a public computer.
New technologies made easier for hack info thieves to act, therefore be careful where you land your credit card info!
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